Ah, the American small business. Half of it is a starry-eyed dream built on rainbows and elbow grease; the other half is a desperate shell game trying to stay one step ahead of the bank. Because of the often agonizingly razor-thin margins for small businesses like catering, the deposit's there to protect them if you decide to pull out at the last minute, not to guard you against them going bankrupt. So, if your caterer is about to go under but doesn't know it (or even if he does but is clinging to the last shreds of hope), you might be losing both the deposit and the food for your big event.
Can feed your family of 10 at Thanksgiving for less than $50, total? The American Farm Bureau Federation says you can. Learn more at HowStuffWorks.