You splurged on the pricey porcelain star for the top of your tree, but would rather have the cash. Return it. And, don't worry that it's a seasonal item. Most stores will take holiday items back long after the holiday passes. You'll be in the clear if you've kept your receipt. But even if you don't have the proof, you can still get store credit. Want another hot tip for big ticket items like flat screen TVs? Research a retailer's return policy before you buy. If it offers free returns for 30 days, snag all the deals you want. You can always return them if a better one turns up.