The National Retail Federation predicts that Americans will spend nearly $437 billion during the holiday retail shopping season this year. That may sound like a lot, but it's actually about 1% less than last year. According to a recent PriceGrabber.com survey, about 53% of shoppers plan to spend less this year compared to last, primarily due to concerns about the economy and personal finances. But just because we're all sticking to a strict budget this year doesn't mean we can't deck the halls. Here are five ways to trim your costs while keeping the holiday trim intact.
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